SIGN UP for our Digital Edition
Page: 1  2  3  4  5  6  7  8

Special needs trust: How can it be used?

Darlene A. Kemp
Wednesday, Dec 5, 2012

Many people with special needs and disabilities are becoming aware of various legal venues they may be able to use to protect their assets and potentially qualify for or maintain needed government assistance. If a person with a disability finds himself or herself the recipient of an inheritance, personal injury settlement or divorce settlement, the newly acquired financial resources may jeopardize eligibility for relied-upon public benefits. “Special needs trusts” can alleviate the “need” to “give” funds away. A trust can protect financial assets and ensure continued quality of life without risking the loss of government assistance.The establis... click here to read more

Elkins: Bookkeeping important in construction industry

Donnie Elkins
Tuesday, Nov 6, 2012

If you are a general contractor or own a supporting business such as plumbing, electrical, fencing, landscaping or other construction trade, your primary bookkeeping concern is job costing. To be profitable, you must bid a job accurately, measure your profitability when the job is done, identify any mistakes and continually improve the accuracy of your bidding.Job costs include direct labor, indirect labor, subcontractors, job materials and other job-related expenses such as building permits and equipment rental.Proper handling of subcontractors is vitally important. Subcontractors must be tracked and 1099’s generated for those whom you pay $600 or more per year... click here to read more

Leaving a legacy: Make proper financial arrangements now

Bill Scruggs
Tuesday, Nov 6, 2012

You’ve worked hard over the years to accumulate wealth, and you probably find it comforting to know that after your death, the assets you leave behind will continue to be a source of support for your family, friends and the causes that are important to you. But to ensure your legacy reaches your heirs as you intend, you must make the proper arrangements now.There are four basic ways to leave a legacy: (1) will (2) trust (3) beneficiary designation and (4) joint ownership arrangements.A will is the cornerstone of any estate plan. You should have a will no matter how much your estate is worth, even if you’ve implemented other estate planning strategies. With... click here to read more

Save the date for Bacchanal 2012 and support TTU’s Craft Center

CBJ Admin
Wednesday, Oct 3, 2012

COOKEVILLE – Area residents are encouraged to mark Sunday, Oct. 21, on their calendars as a day to enjoy food and drinks and to celebrate art and fine craft at Bacchanal, the annual fundraiser for the Appalachian Center for Craft at Tennessee Tech University (TTU).The event will feature an extensive selection of wine, beer and a buffet, as well as a live auction of art and fine craft. It will be from 1-5 p.m. at Spankies Restaurant, 203 E. 9th St., Cookeville. The auction will begin at 2:30 p.m.Local, regional and national artists will donate their work for the auction, and proceeds support st... click here to read more

Meet Cookeville’s most artful entrepreneurs at ART Prowl 2012

Liz Kassera
Wednesday, Oct 3, 2012

COOKEVILLE – For the past 12 years, leading members of the Cookeville arts community have worked to boost its visibility as a way to promote economic development and cultural tourism, which benefits not only artists, but the local retail and service sector reliant on tourist income.ART Prowl continues to be at the heart of that effort. The free open studio and gallery tour has grown into Cookeville’s premier event for the visual arts, providing visitors with opportunities to meet artists, see demonstrations and purchase homegrown artwork in a wide variety of media. Visitors stroll historic WestSide and downtown Cookev... click here to read more

Crossville hosting UC District Senior Olympics

Don Napier
Wednesday, Apr 4, 2012

If you are 50 or over and enjoy competing, you should make plans today to enter the Tennessee Senior Olympics, scheduled to begin competition on April 30 in more than 17 categories.Crossville is the host for the Upper Cumberland District, which includes the 14 counties in Middle Tennessee. Events include track and field, bowling, swimming, tennis, pickleball, table tennis, team softball, shuffleboard, basketball, horseshoes and more. There are individual events and team events. Whatever you call your specialty, most likely there is a category for it.Crossville will be partnering with Tennessee Tech for this year’s Olympics. Although most events will be held in C... click here to read more

Small changes in workplace wellness can lead to big results


Thursday, Dec 1, 2011

Many employers I meet with are anxious to reduce health care costs and ask me why prices are continually climbing. Unfortunately, a big reason for the increase is the poor health of Tennessee’s population. This leads to higher use of medical services and prescription drugs — causing costs to rise across the state. Our state is in the bottom five for overall health, with a high percentage of smokers and an ever increasing percentage of obese residents.

It is estimated obesity and its related conditions cost companies more than $13 billion annually in medical expenses and lost productivity. This includes an estimated 39 million lost workdays and nearly 62 million visits... click here to read more

In bleak economy, agritourism a spotlight of success

Liz Engel Clark
Thursday, Nov 17, 2011

JAMESTOWN - It’s a sunny day in late October and a group of Scott County school children are not in a classroom. Instead, they’re at Sycamore Springs Farm, hopping on hayrides, plucking bright, orange pumpkins ripe from the vine and learning all about the Tennessee state bird, flower and tree. From the ground up, this Jamestown farm looks like your typical fall activity center – with its gourds, pumpkins and scarecrows. But it took years to mature – just like the Christmas trees that now dot its landscape, the white pines, Scotch pines and Cameron firs planted every year starting seven years ago.

This year will be the first year that Lyna and Joe Pennycuff... click here to read more

Simple changes in lifestyle can help ease tension of everyday life


Wednesday, Aug 31, 2011

Getting the kids to school. Paying the high electric bill. Watching gas prices climb. Another tight deadline at the office.

For many, this is just a typical day. And for a certain percentage of people, the daily grind leads to one conclusion — stress.

Jim Bolton from Wellspring Family Chiropractic in Cookeville says stress is one of the most common problems in today’s hectic world. He said the “bulk” of people he sees suffer from some form of stress.

That can be related to many issues, from people having to work harder at their jobs to repetition in the workplace. Bolton also said he sees many factory workers and their stress can be twofold.... click here to read more

Pickett County capitalizes on deep family ties to famed lake


Wednesday, Aug 31, 2011

Having a destination for tourism is a major asset. Growing that asset even larger is another issue.

“It’s the primary engine,” said Will Robbins, executive director of the Pickett County Chamber of Commerce in Byrdstown, about tourism.

Dale Hollow Lake is the “big driver” of tourism in the county, said Robbins. He said economic indicators show tourism in the area has grown considerably over the past decade, going from $5 million in revenue in 2001 to nearly $7 million in 2009. He called that “pretty impressive. Even through the recession, we saw growth.”

Robbins believes the recession helped Pickett County in some ways as m... click here to read more

Rebranding helps Ben Lomand advance with technology


Wednesday, Aug 31, 2011

McMINNVILLE — Since 1952, the name Ben Lomand has been synonymous with communications service in the Upper Cumberland.

It began as the Ben Lomand Rural Telephone Cooperative, spurred on by the efforts of the Young Businessman’s Club which launched a crusade demanding modern quality telephone service for rural Warren County and the city of McMinnville.

Thus launched a story of determination that spread throughout the region. The residents first demanded in 1950 that Southern Continental Telephone Company, which served McMinnville, improve its service and offer that service in the rural areas. The company did improve service in McMinnville but said it would not b... click here to read more

Cookeville building gets first-in-the-state certification


Wednesday, Aug 31, 2011

The Upper Cumberland Regional Health Facility in Cookeville was awarded LEED – NC (LEED for new construction) platinum certification by the U.S. Green Building Council, making it the first building in the state of Tennessee to achieve this level.

LEED is the nation’s preeminent certification for the design, construction and operation of high-performance green buildings.

The new $10.9 million, 50,733 square feet was a joint venture by Brentwood-based architecture and design firm Thomas, Miller and Partners (TMP) and Crossville-based architecture and design firm Upland Design Group (UDG). Nashville-based Hardaway Construction was the general contractor on the pro... click here to read more

J&S, Corps team up at Ft. Campbell project


Wednesday, Aug 31, 2011

As J&S Construction Company continues to lead the state in green construction and sustainable practices, it recently received its fourth LEED Certification from the U.S. Green Building Council.

J&S officials were in attendance alongside U.S. Army Corps of Engineers officials for the ceremony to recognize the LEED Gold Certified Ft. Campbell Equipment Maintenance and Supply Complex, located in Fort Campbell, Ky.

This complex consists of six new buildings as well as additions to two existing structures, which total over 49,000 square feet of construction. Two of these buildings are LEED Gold Certified and are the first LEED Certified buildings at Fort Campbell, one o... click here to read more

Cookeville Regional adds pediatric department


Wednesday, Aug 31, 2011

The administration at Cookeville Regional Medical Center has authorized the development of an addition of a five-bed pediatrics unit on the hospital's 5 East Wing. The unit will have a $30,000 security system, child-friendly rooms with murals, sofa beds for caregivers who wish to spend the night and other amenities. Total cost of the renovation is $67,000, which The Foundation is trying to raise in support for this project.

Art students from Tennessee Tech, along with other local artists, have been working on the murals in the various rooms with themes of zoos, oceans, castles, farms, planets, etc. Artists include Kari Garrett, Cephas Ablakwa, Ranchel Franklin, Salee Adkisson, Bet... click here to read more

Progressive Bank offering new service for customers


Wednesday, Aug 31, 2011

JAMESTOWN — Progressive Savings Bank asks consumers, “Do you Kasasa?” as it becomes the second financial institution in Tennessee to launch the country’s most innovative financial products.

Kasasa is a new brand of free checking and savings accounts that pays consumers to use their account with what interests them most — high interest, cash back, automatic savings, money to donate to charity or digital downloads from iTunes or Amazon.com. These accounts, combined with the personal service that only community financial institutions can deliver, are offering residents a better checking account option than the mega bank experience.... click here to read more

What are trends for Upper Cumberland unemployment?


Monday, Aug 1, 2011

Some might say trying to predict unemployment rates in the Upper Cumberland is like trying to herd cats on Interstate 40.

And they might not be far off, though some trends do seem to emerge.

Like all of America, the Upper Cumberland has been impacted by the great recession which appears to have gotten into high gear at the very end of 2008. Though a recovery has been in progress for quite some time, unemployment continues to remain high and job growth low.

Just last week, the federal government released a dismal report which showed national unemployment going from 9.1 percent to 9.2 percent in June. Additionally, there were only 18,000 private sector jobs created n... click here to read more

Apple Independence Mobility offers wide range of products, good service


Monday, Aug 1, 2011

Jeff Apple is the first person to admit he had no clue that in 2011 he’d be sitting in an office overseeing his own company.

“I did not think this would happen,” said Apple, owner of Apple Independence Mobility LLC based in Cookeville.

In fact, Apple believed he’d be a salesman following in the footsteps of his father, Ted. It was 1984 when his dad became a salesman for “Rascal” scooters, which provided mobility for people with disabilities.

His dad had the sales territory in part of Tennessee and Jeff decided to follow in his footsteps, taking another piece of the state as sales territory. But along the way, Apple said the compa... click here to read more

Acid reflux is common problem, solution available in this region


Monday, Aug 1, 2011

CROSSVILLE — It could be one of the most common medical problems in the country, and you can get it treated right here in the Upper Cumberland.

“I would say there are vast droves of people,” said Dr. Mark Fox about how many people suffer from chronic acid reflux. The technical term is Gastroesophageal Reflux Disease (GERD).

Fox, who practices at Cumberland Medical Group in Crossville, is now performing a new surgical procedure which has a 94 percent cure rate and does not require incisions.

It’s called “Transoral Incisionless Fundoplication” and requires special training by the doctor in order to perform the surgery. The procedur... click here to read more

New wedding chapel near Gainesboro offers unique ceremony, quaint setting


Monday, Aug 1, 2011

Because we’re going to the chapel and we’re gonna get married

Going to the chapel and we’re gonna get married

Gee, I really love you and we’re gonna get married

Going to the chapel of love

The Chapel of Love

Written by Jeff Barry, Ellie Greenwich, Phil Spector in 1964

When people look for a “different” kind of place to get married, many choose Las Vegas or maybe a favorite place like a mountainto... click here to read more

An alternative approach: chiropractic care, massage


Monday, Aug 1, 2011

It doesn’t take long to tell that Dr. Amanda Vaden and Jennifer Wilson have a great relationship.

Even a spilled soft drink at the end of a long day draws a good laugh as well as some light-hearted ribbing.

The two are partners at Serenity Health, a chiropractic and massage center in Cookeville. The two alternative medical practices work hand in hand and in many cases, patients will see them both on the same visit.

Chiropractic care

Vaden said chiropractic care has been around for a long time and became more popular in the 1800s.

“We don’t heal the body, we help it heal itself,” said Vaden. “We approach... click here to read more

Just what did legislature do for business?


Monday, Aug 1, 2011

The Tennessee General Assembly completed its work earlier this year, tackling many issues, including those related to business.

The Cumberland Business Journal sent questionnaires to the 13 state representatives and senators who represent at least a portion of the Upper Cumberland region. Two responses were received back, from Rep. Ryan Williams and Rep. Cameron Sexton. Following are their responses.

1. How would you grade the recent legislative session when it comes to business and why?

Rep. Ryan Williams, District 42 — This was an excellent session in the General Assembly. I would give it an A+. In this session, we... click here to read more

New cardiac service at Cookeville Regional means better treatment for many patients


Monday, Aug 1, 2011

It opened with a lot of fanfare, and for good reason.

The new Electrophysiology Lab at Cookeville Regional Medical Center is now open.

“This is a much-needed service that helps maintain the quality of life,” said Mitch Stonecipher, director of the cath and EP labs at the medical center.

The new lab cost $5 million to construct.

The idea of having such state-of-the-art equipment has been in the works for a long time. In fact, it was 20 years ago when the concept of having a major cardiac program began at Cookeville Regional. Since that time, the department has grown and helped thousands of patients over the years.

With this new service, e... click here to read more

Capella Healthcare acquires majority ownership of Cannon County Hospital


Monday, Aug 1, 2011

FRANKLIN — Capella Healthcare has announced the completion of its acquisition of 60 percent ownership interest in Cannon County Hospital LLC (CCH). CCH owns DeKalb Community Hospital (DCH) a 71-bed hospital in Smithville, and Stones River Hospital (SRH) a 60-bed hospital in Woodbury.

Specifically, the transaction involved a subsidiary that owns a majority interest in Capella’s White County Community Hospital LLC (WCCH) in Sparta acquiring the majority interest in the CCH hospitals, which are now all three combined to form a new entity. Physician investors own the balance of equity in the new entity.

Capella Healthcare now manages all three hospitals pursuant to... click here to read more

Jackson Kayak has had tremendous growth even through the recession


Thursday, Jun 30, 2011

In the Upper Cumberland region, it would be hard to find a better success story than Jackson Kayak in Sparta.

From meager beginnings of four people in an old laundry building to 100,000 square feet and growing, including up to 125 employees and expanded product lines, the story is compelling. And don’t forget the continued strong growth during the recession.

“It blows my mind,” said Carman Ratliff, customer service manager for the company. “From where we started to where we are now.”

The entire operation was founded by Eric Jackson, one of the premiere whitewater kayakers in the world. (He even has a Wikipedia entry.) She calls him the... click here to read more

Amazin’ Acres features interesting corn mazes and much more


Thursday, Jun 30, 2011

There is no doubt family farming has changed over the years — much of it for the worse.

Such was the case for Jimmy and Karen McCulley of White County. Jimmy is a third generation farmer who took over the milk cow operation after the death of his father. They also grew tobacco at the farm.

But as time went by, those two commodities went in the wrong direction. Tobacco’s fate is obvious. For milk, it got to the point where they just couldn’t produce the quantities required by the larger companies.

They needed a new direction.

“We were looking for a different form of income,” said Jimmy.

“We began looking outside th... click here to read more

Much to see in Sparta, White County


Thursday, Jun 30, 2011

Sparta and White County are filled with natural sites, historic sites and many other features.

Jody Sliger, tourism and marketing director for the Sparta - White County Chamber of Commerce, encourages everyone to explore the area and take in the sites. You can find detailed information by visiting www.sparta-chamber.net or visit the chamber office at 16 W. Bockman Way.

Here are some of the highlights:

Natural sites

• Bridgestone Firestone Centennial Wilderness WMA & Scott’s Gulf

• Virgin Falls State Natural Area

• Sunset Rock

• The River Road Scenic Highway

State Parks... click here to read more

Say, what is that elephant doing down at Ollie’s Place?


Friday, May 27, 2011

What do you get when you combine Marilyn Monroe and elephants?

Ollie’s Place, of course.

“All I had was $354,” said Ollie Page about how he opened this quaint restaurant in Celina, just a few minutes’ drive from Dale Hollow Lake in Clay County. “I just started turning it back into a business.”

Page was born in Celina in 1954. As a young boy, he helped out his dad who cooked at a restaurant which is just down the street from where he now operates his own business. But back then, as an African-American, Page said he “was not allowed out front.”

Those were tough lessons to learn for a young boy, but they are less... click here to read more

The Galley at Edgar Evins Marina has a whole new look, great menu


Friday, May 27, 2011

You just can’t ignore the fact Sheri Cairns believes she’s landed where she belongs.

“I’m so happy I could jump up and down,” said Cairns, general manager of The Galley at Edgar Evins Marina on Center Hill Lake, which is located west of Silver Point in northern DeKalb County.

The Galley, as a restaurant, has been in business for around 20 years. However, the changes which have taken place in the last few months have transformed the place — from its atmosphere to its food.

Kaye Tuggle, general manager of Edgar Evins Marina, said she wanted to make some major changes to the restaurant. It was through Ruth Dyal, director of the Uppe... click here to read more

Cumberland Caverns offers great adventures - down under!


Monday, May 2, 2011

Teddy Jones couldn’t help but smile when asked if he had taken any college courses for his job. “I never thought (about being in his current position),” says Jones, “but I am sure glad I am.”

Since 2008, Jones has been the general manager of Cumberland Caverns, one of the busiest tourist attractions in the Upper Cumberland. The caverns are located near McMinnville.

Born and raised in the area, Jones was working as a marketing director for a company that changed its management. That gave him an opportunity to change his career.

“I saw the opportunity,” said Jones, who called Cumberland Caverns a “hidden gem in the Upp... click here to read more

Center Hill Sports Marine is family business which focuses on customers


Monday, May 2, 2011

It only seemed like a natural fit for Travis McBride. “I get to go to the lake several times a week,” said McBride, owner of Center Hill Sports Marine, Inc., which is located in DeKalb County near Center Hill Lake.

The business has been in operation for more than 40 years, he said. But it was in 2005 when it went up for sale. McBride and his dad discussed the matter in-depth. They were already in the car business and during that time, both had always enjoyed working on boats. They made the decision to purchase the business.

“I was standing in my dad’s ear the whole time,” he recalls. “He was for it.”

Once that happened, th... click here to read more
     
Ovation